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	<title>Realty Samurai &#187; Buying Real Estate</title>
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		<title>First Time Homebuying Tips for the First Visit</title>
		<link>http://www.realtysamurai.com/2010/04/first-time-homebuying-tips-for-the-first-visit/</link>
		<comments>http://www.realtysamurai.com/2010/04/first-time-homebuying-tips-for-the-first-visit/#comments</comments>
		<pubDate>Tue, 13 Apr 2010 09:10:58 +0000</pubDate>
		<dc:creator>Hugh Malin</dc:creator>
				<category><![CDATA[Buying Real Estate]]></category>
		<category><![CDATA[buying a home]]></category>
		<category><![CDATA[buying property]]></category>
		<category><![CDATA[home buying]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[home selling]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[real estate - buying/selling]]></category>
		<category><![CDATA[Real Estate Agents]]></category>
		<category><![CDATA[real estate buying]]></category>
		<category><![CDATA[real estate finance]]></category>
		<category><![CDATA[Real Estate Investing]]></category>
		<category><![CDATA[Real Estate Investment]]></category>
		<category><![CDATA[real estate investments]]></category>

		<guid isPermaLink="false">http://www.realtysamurai.com/2010/04/first-time-homebuying-tips-for-the-first-visit/</guid>
		<description><![CDATA[If you are a first time homebuyer, the home buying process may seem tedious and lengthy, but there is a way to manage it to ensure that you will be able to buy your dream home without headaches or regrets when you make your final purchase. There are some steps that you can take to ensure that your home purchase is the right one for you, and that you have scouted around for a sufficient amount of real estate property to choose from.]]></description>
			<content:encoded><![CDATA[<p>If you are a first time homebuyer, the home buying process may seem tedious and lengthy, but there is a way to manage it to ensure that you will be able to buy your dream home without headaches or regrets when you make your final purchase. There are some steps that you can take to ensure that your home purchase is the right one for you, and that you have scouted around for a sufficient amount of real estate property to choose from.</p>
<p>Your first visit to any of the homes for sale involves more than just taking a tour with the real estate agent. It is best to be prepared for the home inspection with a checklist and know how to be able to make a proper assessment of the homes for sale. Eric Tyson and Kevin Brown, authors of the book &#8220;Home Buying for Dummies&#8221; point out the importance of becoming an &#8220;educated buyer&#8221;. Here is a list of the things that you would have to do so you can make a proper assessment of the real estate properties you will be visiting:</p>
<p>1. Take pictures of the homes for sale you visit. Take a few pictures of the homes for sale that you visit with a real estate agent so that you will have reference material when you review all the properties and start your decision process. Even if there is an available picture of the house for sale online or in the printed material, taking your own pictures will allow you to be able to recall clearly what the best parts and the drawbacks are of each and every house that you inspect. Take close-up shots of all the rooms, the backyard, the basement and the other areas so that your files per home for sale can be complete.</p>
<p>2. Study a map of the property and surrounding landmarks. What are the assess points to the property? How near is it to your place of work? To local schools? To the facilities that you need like grocery stores? It is possible to get a bird&#8217;s eye view the area using an online interactive map to easily identify where the major roads and landmarks in the community are. Knowing these things will help you make a better decision on what area would be a suitable location for you to live in.</p>
<p>3. Take a good look at the surrounding area. How close is the home to the neighbors? Is there a fence between your prospective home and the adjacent property? Take the time to observe the other properties, the parked vehicles, and the lawn maintenance and landscaping features of the other homes nearby. This will allow you to get a general idea of the lifestyle of the community and the environment you might be moving into.</p>
<p>4. Identify three to four unique features of the property. If you plan on visiting several homes in one day, this activity will help to jog your memory when you get home to review the day. Identify three to four key features &#8211; pools, water features in the garden, an island in the kitchen, a loft-style bedroom &#8211; anything that makes that particular property stand out from the rest. This short list will help you keep track of the benefits of each of the properties you visit.</p>
<p>5. Give each home a rating. Set up your own rating system so that you can filter out homes that don&#8217;t meet your criteria. A 1 to 5 or 1 to 10 scale is generally good enough for rating your first home visits, and can help many first time homebuyers make important decisions right off the bat.</p>
<p>Being a first time homebuyer can be a nerve-wracking experience, but there are several ways to make the process of visiting and surveying each prospective home that much easier. Take the time to organize your first visit with these essential tips and strategies so you can make a well-informed decision.</p>
<p>Are you a new homebuyer looking for <a target="_blank" rel="nofollow" href="http://www.buyhomesmn.com/" > homes for sale in Minnesota</a>? Searching online using the <a target="_blank" rel="nofollow" href="http://www.buyhomesmn.com/" >Minnesota MLS</a> is a great way to find the kind of home you&#8217;re looking for.</p>
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		<title>Getting a Mortgage Loan After Foreclosure</title>
		<link>http://www.realtysamurai.com/2010/03/getting-a-mortgage-loan-after-foreclosure/</link>
		<comments>http://www.realtysamurai.com/2010/03/getting-a-mortgage-loan-after-foreclosure/#comments</comments>
		<pubDate>Sat, 20 Mar 2010 08:58:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Buying Real Estate]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortage]]></category>

		<guid isPermaLink="false">http://www.realtysamurai.com/?p=5565</guid>
		<description><![CDATA[<p><a href="http://www.realtysamurai.com/wp-content/uploads/2010/03/iStock_000004034164XSmall.jpg" ><img class="alignleft size-medium  wp-image-5566" style="border: 0pt none; margin: 10px;" title="Couple laptop" src="http://www.realtysamurai.com/wp-content/uploads/2010/03/iStock_000004034164XSmall-300x199.jpg" alt="" width="300" height="199" /></a>Losing your properties after foreclosure can be a very traumatic time  &#8211; both in the instant and more so when you look further down the line  at your low credit score.</p>
<p><a href="http://www.realtysamurai.com/2010/03/getting-a-mortgage-loan-after-foreclosure/"  class="more-link">Read more on Getting a Mortgage Loan After Foreclosure&#8230;</a></p>
]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.realtysamurai.com/wp-content/uploads/2010/03/iStock_000004034164XSmall.jpg" ><img class="alignleft size-medium  wp-image-5566" style="border: 0pt none; margin: 10px;" title="Couple laptop" src="http://www.realtysamurai.com/wp-content/uploads/2010/03/iStock_000004034164XSmall-300x199.jpg" alt="" width="300" height="199" /></a>Losing your properties after foreclosure can be a very traumatic time  &#8211; both in the instant and more so when you look further down the line  at your low credit score.</p>
<p>Having a bad credit history can make it harder in the future to apply  for loans &#8211; specifically mortgages. When you apply for any loan your  credit history will immediately be under review and after experiencing  foreclosure it is generally believed that you are not creditworthy and  that you will have difficulties in paying the money back. Fortunately  though, once looking further into your situation you might just find a  glimmer of hope and getting a mortgage loan after foreclosure might not  be so tough after all.</p>
<p>Getting a mortgage loan after foreclosure is possible if you are  willing to look at all of the possibilities available to you. It also  helps to learn how to prevent foreclosure in the future and learn from  bad mistakes! Lets take a look first at how you can prevent foreclosure.</p>
<p>It might be too obvious to say that by paying your loan on time you  can prohibit the event of foreclosure. However, for most of you reading  it is too late to lecture about such things and understandably &#8211; we all  come across times of hardship and shortage on money. So, where do we go  from here? It is very important that you research the mortgage loans on  offer and choose the right one for you.</p>
<p>This is easier said than done, loans for the sake of mortgages are  everywhere &#8211; from downtown to on the internet. One thing that you should  be keeping your eyes open for is a forbearance agreement. This  basically means that in the event that you can&#8217;t pay a portion of your  loan off, you can literally halt your payments for a period of time  (that will be agreed on when finalizing the paperwork) and then continue  with the payments at a later date. Even in this case though you will  need a legitimate reason for halting the payments.</p>
<p>Getting a mortgage loan after foreclosure will not seem like mission  impossible once you have read the following guidelines and useful  advice. How did you get to foreclosure in the first place? Well, without  a forbearance agreement and not paying your loan payments for more than  3 months is probably the reason why in most cases. Fear not though  readers! It isn&#8217;t time to give up just yet &#8211; take a look at how getting a  mortgage loan after foreclosure is made possible.</p>
<p><strong>Renew Your Credit</strong></p>
<p>The trick to getting a mortgage loan is to show the lending company  that you have learnt your lesson and can handle your money better. This  will take a little time to turn your credit history around but it is  definitely worth your time and effort. Open a credit account and make  sure you pay everything on time, better still &#8211; pay a little ahead of  the deadline. A credit card that has a lower interest rate will be most  advantageous.</p>
<p><strong>Patience is a Virtue</strong></p>
<p>The longer you can wait and improve your credit history the better &#8211;  otherwise you are at risk of falling into the trap of a bad and  high-interest loan.</p>
<p>Always remember to choose carefully the person or company of whom you  wish to lend from. Read all the facts and know what you are signing.</p>
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		<title>Grants To Buy Equipments For Living And Learning</title>
		<link>http://www.realtysamurai.com/2010/03/grants-to-buy-equipments-for-living-and-learning/</link>
		<comments>http://www.realtysamurai.com/2010/03/grants-to-buy-equipments-for-living-and-learning/#comments</comments>
		<pubDate>Sat, 13 Mar 2010 09:42:03 +0000</pubDate>
		<dc:creator>John Goldman</dc:creator>
				<category><![CDATA[Buying Real Estate]]></category>
		<category><![CDATA[grants for buying equipments]]></category>
		<category><![CDATA[grants program]]></category>

		<guid isPermaLink="false">http://www.realtysamurai.com/2010/03/grants-to-buy-equipments-for-living-and-learning/</guid>
		<description><![CDATA[Entrepreneurs trying to make new waves in the arena of business world have to face financial barrier when it comes to buying new equipments to keep their businesses floating.]]></description>
			<content:encoded><![CDATA[<p>Entrepreneurs trying to make new waves in the arena of business world have to face financial barrier when it comes to buying new equipments to keep their businesses floating. </p>
<p>Preparing oneself with the brand new and latest  technical knowledge has grow to be the most significant part and mandatory necessity for making its place and breaking all bonds in a cut throat competitive marketplace. </p>
<p>To meet this requirement, they go in for different loan schemes and finance companies having hardly any knowledge that where you can explore your vicious dreams in a drops of water from a tap then why to dive in a sea. In other words, whether you are a manufacturer, or a wholesaler or a retailer, you can always apply for grants to buy your requisite essentialities. </p>
<p>Government of United States understand the value of small businesses in a growing economy has in its vicious propositions several grants to make you avail of the same for purchasing essential commodities for business with a notable feature never to return it back.</p>
<p>Spending money in the brand new machinery and technology provides higher productivity, excellent quality of work, easy operation, high and stable performance and over and above good power saving devices giving success in this cut throat competitive market and meeting needs of the organizations at a faster rate. On top of that the committed attitude on part of the organizations towards clients for innovations in the product range also makes it necessary for organizations to bring in brand new technologies.</p>
<p>Above and beyond, enhancing importance of environment friendly technologies has made government to offer grants to all aspiring businessmen who are showing their enthusiasm to incorporate eco friendly machinery in their present workplace.</p>
<p>Not only the US government but also the government nation wide seethe value of conservation of ecosystem and thus boost ecosystem compatible goods whether they are buildings, papers, plastics, vehicles or machineries. </p>
<p>Global warming, depleting natural resources and acid rain are resultant negative effects of our unending chase of advancement. This ongoing crisis of environment has already posed threat to the existence of life on this earth making us realize to take necessary steps. As a responsible citizen, it becomes our duty to reduce pollution through whatever possible means through both our daily as well business activities. </p>
<p>Federal government grants can also assist persons suffering from ailments to procure mandatory machinery assisting them to fulfill daily requirement of their life. These grants may be in the mode of paying for car repairs or for any requisite equipment for their cars, hearing aid, wheel chair, walking stick etc. </p>
<p>But grabbing of the same demands on your part to gouge out unique avenues particularly made accessible by federal government for your easy approach and accessibility.</p>
<p>John Goldman is one of the foremost advisor in matters relating to Government Grants and Financial Aid. To learn more about government grants and how to apply for them  <a target="_blank" rel="nofollow" href="http://www.governmentgrantusa.org" > visit the Government Grant USA website </a></p>
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		<title>7 Tips to Have a Successful Real Estate Experience in Toronto</title>
		<link>http://www.realtysamurai.com/2009/11/7-tips-to-have-a-successful-real-estate-experience-in-toronto/</link>
		<comments>http://www.realtysamurai.com/2009/11/7-tips-to-have-a-successful-real-estate-experience-in-toronto/#comments</comments>
		<pubDate>Thu, 05 Nov 2009 23:06:41 +0000</pubDate>
		<dc:creator>Brad Sage</dc:creator>
				<category><![CDATA[Buying Real Estate]]></category>
		<category><![CDATA[buying home]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Real Estate Agent]]></category>
		<category><![CDATA[toronto real estate listing]]></category>
		<category><![CDATA[toronto real estate listings]]></category>

		<guid isPermaLink="false">http://www.realtysamurai.com/?p=4254</guid>
		<description><![CDATA[I have an easy and highly successful 7-step plan designed to get you into the home of your dreams!]]></description>
			<content:encoded><![CDATA[<p>I have an easy and highly successful 7-step plan designed to get you into the home of your dreams!</p>
<p>1. Get Pre-approved:<br />
I can assist you with determining how much money you can afford and obtaining pre-approval for your mortgage.  I can also help you facilitate any additional financing needed.</p>
<p>2. Do Your Homework:<br />
Become educated about the process of buying a home, you will then be comfortable when it comes time to discuss the information.  Do not hesitate to ask all the questions you need, a reputable real estate agent will be happy to help you through the home-buying process and address all of your concerns.</p>
<p>3. Find a Home to Suit Your Needs:<br />
Keeping in mind your budget, shop in the best neighborhoods and find a home based upon what you want and need.</p>
<p>4. Start Shopping Around:<br />
Now that you have set your goals, we can begin shopping.  I promise to keep you abreast of all the most recent real estate activity in your area.  I will also keep in daily email and phone contact and make arrangements to take you on as many home tours as you would like.</p>
<p>5. Do Not Settle on Less:<br />
Never settle for less than what you want in terms of the right home for the right price and in the area you want to buy.</p>
<p>6. Purchase It:<br />
When we have located your perfect dream home, I will draw up a Purchase Agreement and Sales Contract to perfectly suit your needs. I will then take the contract to the owners and negotiate a perfect deal on your behalf.</p>
<p>7. Closing the Deal:<br />
After the successful purchase of the home, I will remain in daily contact with you to make sure everything goes according to plan and suits your needs.  You will retain my professional services from the beginning to the very end.</p>
<p>RealtyStock.com provides free <a target="_blank" rel="nofollow" href="http://www.realtystock.com/" >Toronto real estate listings</a>. Use RealtyStock to find Toronto Homes and <a target="_blank" rel="nofollow" href="http://www.realtystock.com/" >Toronto real estate</a> for sale using an interactive map.</p>
<p>categories: real estate agent, real estate, toronto real estate listings, toronto real estate listing, buying home, buying real estate, home, homes, house, houses, realty</p>
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		<item>
		<title>Buyer&#8217;s Vs. Seller&#8217;s Market For Homebuyers &#8211; Tips For Understanding The Difference</title>
		<link>http://www.realtysamurai.com/2009/10/buyers-vs-sellers-market-for-homebuyers-tips-for-understanding-the-difference/</link>
		<comments>http://www.realtysamurai.com/2009/10/buyers-vs-sellers-market-for-homebuyers-tips-for-understanding-the-difference/#comments</comments>
		<pubDate>Sat, 31 Oct 2009 23:09:57 +0000</pubDate>
		<dc:creator>Neil Walford</dc:creator>
				<category><![CDATA[Buying Real Estate]]></category>
		<category><![CDATA[buying a home]]></category>
		<category><![CDATA[buying property]]></category>
		<category><![CDATA[home buying]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[home selling]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[real estate - buying/selling]]></category>
		<category><![CDATA[Real Estate Agents]]></category>
		<category><![CDATA[real estate buying]]></category>
		<category><![CDATA[real estate finance]]></category>
		<category><![CDATA[Real Estate Investing]]></category>
		<category><![CDATA[Real Estate Investment]]></category>

		<guid isPermaLink="false">http://www.realtysamurai.com/2009/10/home-buying-questions-buyers-market-vs-sellers-market/</guid>
		<description><![CDATA[The state of the economy, interest rates and market cycle all play a role in the final price of your dream home, but it's not always easy to tell whether now is a good time to become a homeowner. First time homebuyers are typically nervous about entering the homebuying market because they simply can't tell the difference between a buyer's market or a seller's market.]]></description>
			<content:encoded><![CDATA[<p>The state of the economy, interest rates and market cycle all play a role in the final price of your dream home, but it&#8217;s not always easy to tell whether now is a good time to become a homeowner. First time homebuyers are typically nervous about entering the homebuying market because they simply can&#8217;t tell the difference between a buyer&#8217;s market or a seller&#8217;s market.</p>
<p>In a buyer&#8217;s market, housing prices are very attractive and interest rates may be lower than the average. You may even see more &#8216;For Sale&#8217; signs in different neighborhoods and sellers may be willing to reduce their prices drastically just to sell the home.</p>
<p>In a seller&#8217;s market, people might state that the home and property industry is in crisis. It would be hard to spot affordable deals and some sellers might organize exclusive lotteries wherein select buyers bid on exclusive homes.</p>
<p>If you&#8217;re a first time homebuyer, catching the right market cycle can make a significant difference in the final price you pay and the value your receive from your purchase. Barron&#8217;s &#8216;Smart Consumer&#8217;s Guide to Home Buying&#8217; explains that &#8220;cycle phases are much easier to pinpoint long after the fact.&#8221; However, &#8220;if you know what to look for, it&#8217;s easier to figure out the state of the market.&#8221; Consider these additional key indicators to make the best possible decision when considering buying a home:</p>
<p>In a buyer&#8217;s market, you can expect to see: many &#8216;For Sale&#8217; signs around the neighborhood; many auctions of repossessed homes and drastic discounts on formerly high-priced homes and estates; sellers offering concessions and incentives to attract strong buyers; a rapidly rising number of foreclosures; many price reductions and lower-than-average prices for high quality homes.</p>
<p>In a seller&#8217;s market, you can expect to see: very few &#8216;For Sale&#8217; signs around the neighborhood; relatively high prices and competitive selling tactics within the same neighborhood; people &#8216;flipping&#8217; homes where they buy a home and renovate it to sell it in a very short period of time; news stories that point out how unaffordable it is to buy a home; lots of rental complexes being converted into condominiums.</p>
<p>The best time to buy a home is during the buyer&#8217;s market when sellers are more eager to sell their properties and give out discounts. A good indicator to buy a home is when ads of homes with price cuts, discounts and other extra incentives start to circulate. You might be tempted to buy the first home you see or the lowest priced home but it is still important to work with a professional agent. Get a professional agent, especially if this is your first home purchase, to guide you in choosing the best home that would fit your needs.</p>
<p>As with anything, you need to educate yourself about the home buying process for you to make an informed decision. Look for market indicators and work with an expert realtor to time your purchase and get the most out of your budget.</p>
<p>When looking for <a target="_blank" rel="nofollow" href="http://www.buyhomesmn.com/" >MN homes for sale</a>, searching the internet is one of the easiest ways to find the types of real estate your looking for. People use the <a target="_blank" rel="nofollow" href="http://www.buyhomesmn.com/" >Minnesota MLS</a> to view most of the homes that are currently on the market.</p>
<p>categories: buying a home,buying property,home buying,home selling,property,home loans,real estate,real estate &#8211; investment,real estate &#8211; finance,real estate &#8211; buying/selling,real estate agents,real estate buying,real estate investing,real estate investments</p>
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		<title>Why Was Your Home Offer Rejected?</title>
		<link>http://www.realtysamurai.com/2009/08/why-was-your-home-offer-rejected/</link>
		<comments>http://www.realtysamurai.com/2009/08/why-was-your-home-offer-rejected/#comments</comments>
		<pubDate>Thu, 13 Aug 2009 13:07:06 +0000</pubDate>
		<dc:creator>Brad Sage</dc:creator>
				<category><![CDATA[Buying Real Estate]]></category>
		<category><![CDATA[buying home]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[Homes]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[houses]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Real Estate Agent]]></category>
		<category><![CDATA[realty]]></category>
		<category><![CDATA[toronto real estate listing]]></category>
		<category><![CDATA[toronto real estate listings]]></category>

		<guid isPermaLink="false">http://www.realtysamurai.com/2009/08/why-was-your-home-offer-rejected/</guid>
		<description><![CDATA[Rejection can cause a homebuyer to experience heartache and disappointment. A seller is not forced to shoot down a homebuyer's offer for the buyer to feel completely horrible. All the seller needs to say is one word "No," and the offer is null and void. Here are the top four reasons as to why a potential home bid is rejected:]]></description>
			<content:encoded><![CDATA[<div style='font-style:italic' class='byline'>by Brad Sage</div>
<p>Rejection can cause a homebuyer to experience heartache and disappointment. A seller is not forced to shoot down a homebuyer&#8217;s offer for the buyer to feel completely horrible. All the seller needs to say is one word &#8220;No,&#8221; and the offer is null and void. Here are the top four reasons as to why a potential home bid is rejected:</p>
<p>The number one reason why offers are rejected is because of a lower than list price offer. 1.) A seller could feel insulted if an offer is not large enough, the seller may get the impression the buyer is not serious enough. 2.) A seller could be too mad to respond and could reject the offer immediately. 3.) If the house is new on the market, the seller could feel it is a bit too early to entertain offers that are lower than the listed price. 4.) In most provinces , a seller is not required by law to respond to lower offers.</p>
<p>Offer rejection may be because the buying agent is less than pleasant. An agent that has less than scrupulous ethics should have their real estate license revoked because nobody wants to deal with a professional that is like this. Agents who have no ethics or manners are wasting their time and making their potential customers miserable. If the buyer&#8217;s agent is annoying the listing agent, especially during an offer dealing with multiple situations, it does not look good on the agent&#8217;s buyer. Make sure your agent never does the following things: 1.) Raising of voice or screams on the phone or in person 2.) Forgets to use manners and say &#8220;please&#8221; as well as &#8220;thank you&#8221; 3.) Issues demands or delivers ultimatums 4.) Acts insulting towards the listing agent by printing out market data or sale information, making an agent appear stupid or inept ( even though this may be true) 5.) Acts demeaning towards others 6.) Acts aggressive or pushy towards others 7.) Does not act in a professional manner at all times</p>
<p>There is nothing saying a listing agent cannot take two similar offers to a seller saying, &#8220;I don&#8217;t prefer Agent A, however, Agent B is very professional. Select whichever offer you want.&#8221; Do you believe that the buyer is going to select Agent A&#8217;s proposal? Do not forget the business of real estate is alot about networking; being polite and ethical earns respect, acting unscrupulous does not. Do not let your agent sabotage your chances of buying your dream home; if it does not have anything to do with price, it could be more than likely the agent!</p>
<p>Reason for having an offer rejected: Listing agent represents the competition A relatively unknown practice among consumers is the variable or dual-rate commission discussion that an agent will sometimes include in the listing agreement. This means the listing agent has an understanding with the seller that if the listing agent also ends up working with and representing the buyer, the listing agent will reduce the fee (because of a dual commission being earned).</p>
<p>An example would be if the listing agent is supposed to receive 6% commission, 3% for listing and 3% that is to be given to the broker, he or she might agree to take only 5% total if working for both sides of the deal. Therefore, if your personal agent writes up an offer, the seller will spend more and net less profit. Ask your agent to check with MLS to see if the commission rate is variable.</p>
<p>Offers are rejected because the buyer didn&#8217;t meet the sellers particular needs A buying agent should contact the listing agent to find out if the seller has particular requirements or contentious points. If so, include them in the offer. 1.) If the seller requires a long escrow, offer the seller a long closing date. 2.) If the seller wants to see a large monetary deposit, make an increase in the deposit. 3.) Sometimes the financial terms in MLS are not fulfilled. For example, the seller will accept only offers in cash; do not believe for one second an offer with FHA terms to be acceptable. 4.) If the seller expresses concerns about repairs, make an offer to purchase the property &#8220;as is,&#8221; after a visit from a home inspector. 5.) The seller may want the buyer to have pre-approval for financing, point being you won&#8217;t have any idea as to what the seller wants if you don&#8217;t ask.</p>
<div class='resource'>
<div style='font-style:italic' class='about'>About the Author:</div>
<div class='links'>RealtyStock.com is a free unbiased <a target="_blank" rel="nofollow" href="http://www.realtystock.com" >Toronto real estate listings</a> website  that is designed to help  buyers find <a target="_blank" rel="nofollow" href="http://www.realtystock.com" >Toronto houses</a> for sale.  We have simplified the Toronto real estate search process by listening  to the market and utilizing cutting edge technologies.</div>
</div>
]]></content:encoded>
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		</item>
		<item>
		<title>How To Increase Your Homes Market Exposure</title>
		<link>http://www.realtysamurai.com/2009/08/how-to-increase-your-homes-market-exposure/</link>
		<comments>http://www.realtysamurai.com/2009/08/how-to-increase-your-homes-market-exposure/#comments</comments>
		<pubDate>Tue, 11 Aug 2009 15:09:47 +0000</pubDate>
		<dc:creator>Evan Sage</dc:creator>
				<category><![CDATA[Buying Real Estate]]></category>
		<category><![CDATA[buying home]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[Homes]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[houses]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Real Estate Agent]]></category>
		<category><![CDATA[realty]]></category>
		<category><![CDATA[toronto real estate listing]]></category>
		<category><![CDATA[toronto real estate listings]]></category>

		<guid isPermaLink="false">http://www.realtysamurai.com/2009/08/how-to-increase-your-homes-market-exposure/</guid>
		<description><![CDATA[The first step to marketing your home is having it staged and professionally photographed. Once it has been professionally photographed you are ready to plan your marketing and start to pull together all of the different marketing materials. There are many different tools that I will use to market a property. Depending on the home and the target market I will pick and choose the right combination of tools. Some approaches work great for selling a home in Summerhill but is the completely wrong approach for selling a loft in Leslieville. Some of the tools that need to be used include: Feature Sheets, Newspaper ads, MLS listings, personal agent websites, company websites, affiliated corporate sites, syndicated sites, custom property websites, Search Engine Optimization, Search Engine Marketing. This is by no means a complete list, it is just the start.]]></description>
			<content:encoded><![CDATA[<div style='font-style:italic' class='byline'>by Evan Sage</div>
<p>The first step to marketing your home is having it staged and professionally photographed. Once it has been professionally photographed you are ready to plan your marketing and start to pull together all of the different marketing materials. There are many different tools that I will use to market a property. Depending on the home and the target market I will pick and choose the right combination of tools. Some approaches work great for selling a home in Summerhill but is the completely wrong approach for selling a loft in Leslieville. Some of the tools that need to be used include: Feature Sheets, Newspaper ads, MLS listings, personal agent websites, company websites, affiliated corporate sites, syndicated sites, custom property websites, Search Engine Optimization, Search Engine Marketing. This is by no means a complete list, it is just the start.</p>
<p>Developing an extensive Feature Sheet is a true art form that requires a lot of time, but it is time very well spent. A flimsy black and white photocopy of a one page info sheet printed off of Realtor.ca just doesn&#8217;t cut it anymore. A proper feature sheet should answer every question a purchaser might come up with. It is drawn up and presented to the seller for approval before it goes to print.</p>
<p>In a high quality feature sheet there should be a room by room written description that catalogues the intimate details of the home. There should also be professional photographs, a property survey, a list of the average annual costs for utilities, a customised schedule B that protects the sellers interests, a neighbourhood summary, a list of exclusions and inclusions, and the appropriate contact information if they have any further questions.</p>
<p>It is very important to have an attractive, unique, detailed feature sheet because quite often this is the piece of marketing that makes the largest impact on the purchasing decision. It will hang around on the seller&#8217;s coffee table or dining room while they are comparing and contrasting the different homes they have seen.</p>
<p>Once the final approval for the feature sheet has been given an Agent should develop a Customized Web-Site with its own unique domain name and should reflect the information in the feature sheet. Property specific web sites are great for so many reasons. Through the use of analytic software you are able to understand exactly how users interact with your site. This will tell you a lot about what different aspects of the home are the most important to the average buyer. This knowledge can then be applied to the other aspects of the marketing mix. If the picture of the master bedroom gets clicked on 10 times more than the picture of the front of the house than you know which picture should be on the cover of your next direct mail piece.</p>
<p>You can also use the site to generate leads through creative calls to action. This platform also allows you to also share your home with the world. Someone locating to Toronto from the other side of the world will have an elaborate, interactive feature sheet right at their fingertips.</p>
<p>There are other really cool tools that can be added to the site that can increase the perceived value of the home. Some of these applications include designer software that allows a potential purchaser to manipulate photographs of the home. This lets them see what it would look like if they changed the clay tiles in the front hall to dark hardwood or change the kitchen counter from red Corian to black granite.</p>
<p>Other great online marketing approaches include Search Engine Optimization (SEO) so that the home&#8217;s website positions well for search terms related to the property. Another tactic that I typically use is Google Pay Per Click, this generates traffic faster than SEO. I will also usually integrate into my digital marketing mix videos and virtual tours. The opportunities to effectively market a property online are tremendous. It seems that each day there is a new cool trick used in other industries that can be applied effectively to real estate. It is truly exciting being in this business at this time.</p>
<p>Agents must have a clear and defined plan for how the property will be displayed and marketed online. If they don&#8217;t than there is a tremendous amount of opportunity lost. Missing that opportunity comes at a steep cost to the client. A great stat from the National Association of Realtors states that 86% of home buyers are using the internet to search for their home. This was in 2008, this is certainly a figure that won&#8217;t plunge any time soon. Be sure to ask all prospective Agent how they would market your listing online.</p>
<div class='resource'>
<div style='font-style:italic' class='about'>About the Author:</div>
<div class='links'>Evan Sage is an award winning Toronto real estate agent who works for <a target="_blank" rel="nofollow" href="http://www.evansage.com/" >Johnston  and Daniel</a> and specializes in Summerhill Toronto homes and Toronto Lofts. Evan helps Buyers and Sellers make educated real estate decisions. He achieves this by sharing his superior knowledge of <a target="_blank" rel="nofollow" href="http://www.evansage.com/" >Toronto Real Estate</a>.</div>
</div>
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		</item>
		<item>
		<title>Where Can I Locate a Real Estate Professional?</title>
		<link>http://www.realtysamurai.com/2009/08/where-can-i-locate-a-real-estate-professional/</link>
		<comments>http://www.realtysamurai.com/2009/08/where-can-i-locate-a-real-estate-professional/#comments</comments>
		<pubDate>Fri, 07 Aug 2009 22:52:13 +0000</pubDate>
		<dc:creator>Brad Sage</dc:creator>
				<category><![CDATA[Buying Real Estate]]></category>
		<category><![CDATA[buying home]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[Homes]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[houses]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Real Estate Agent]]></category>
		<category><![CDATA[realty]]></category>
		<category><![CDATA[toronto real estate listing]]></category>
		<category><![CDATA[toronto real estate listings]]></category>

		<guid isPermaLink="false">http://www.realtysamurai.com/2009/08/where-can-i-locate-a-real-estate-professional/</guid>
		<description><![CDATA[One of the most important things to do when purchasing a home is to find a great real estate agent to make the process flow smoothly and effectively. A question many people ponder is how to find a good real estate agent. The best agent may not necessarily work at one of the top ten agencies in the area. The agent who will work best for you would be an experienced agent who will listen to your needs, act in a professional and ethical manner and knows the market in your area.]]></description>
			<content:encoded><![CDATA[<div style='font-style:italic' class='byline'>by Brad Sage</div>
<p>One of the most important things to do when purchasing a home is to find a great real estate agent to make the process flow smoothly and effectively. A question many people ponder is how to find a good real estate agent. The best agent may not necessarily work at one of the top ten agencies in the area. The agent who will work best for you would be an experienced agent who will listen to your needs, act in a professional and ethical manner and knows the market in your area.</p>
<p>1.)Word-of-Mouth or Referral Most real estate professionals attract a sizable amount of business because of a satisfied client who recommends them to a friend, family member or neighbour. When you are thinking of purchasing a home, it is a good idea to ask those around you who they have used and ask them to elaborate on their specific experience with the real estate agent in question. Successful real estate agents strive to make customer satisfaction their number one priority and will do everything they can to facilitate a good experience for a customer. Try to find an agent that has a proven track record and reputation for delivering quality service, customer satisfaction, and have experience in the neighbourhoods that you are looking in. </p>
<p>2.) Do an Online Search For Real Estate Agents There are many online resources available when searching for a real estate agent referral, but this by no means ensures quality. The agents referred online may have paid a fee to the website owner to be listed in the directory. Performing a Google search of the top agents in your area and then reviewing their websites will give you a good list of agents to interview. Agents who have experience in the field will tell you, but a newer agent will more than likely have the extra time to spend working with you. Review any customer testimonials or feedback about an agent you may be interested in retaining.</p>
<p>3.) Visit Open Houses in the Area You should visit some area open houses where you can actually meet with a potential agent in a non-threatening manner. Here you can see how they work, collect business cards, formulate an opinion and talk with them on a personal basis. If you are thinking about selling a home, pay close attention to how the agent presents the home. Make sure the agent is polite, informative, approachable and professional. Does the agent promote the home by handing out professional looking feature sheets or other related materials? Is the agent trying to play up the features that make the home more enticing? Or is the agent in the corner, back turned and uninvolved in the whole scenario? </p>
<p>4.) Pay Attention to Real Estate Signs Carefully monitor the real estate signs in your neighbourhood. Observe how long from the day they go up until the home is actually sold. An agent who has a high sales turnover might be a better choice than an agent who has lots of for sale signs but few sold signs. An agent who gets results is what you want.</p>
<p>5.) Why Agents Use Printed Advertising There are two main reasons real estate agents use printed advertisement. First is to advertise and sell a specific piece of real estate. Secondly, advertising is used to promote the agent handling the transaction. By checking the local Sunday real estate ads in your neighbourhood and then checking the agents website, you can find the agents who may specialize in your particular neighbourhood. Contact the agent and inquire about their expertise and ask any other relative questions you may have.</p>
<p>6.) Seeking Recommendations from Other Real Estate Professionals Ask around and seek out other real estate agents for a referral. Most agents are happy to refer a buyer or seller to another associate, if the service you require is not a specialty they can provide. Some agents only specialize in resale property, while others work predominantly with the sale of new homes. Other agents work exclusively with commercial or investment properties. Mortgage brokers are a great resource for agent referrals; many brokers have first-hand knowledge and can point you in the direction of a top-quality real estate agent and remember professionals tend to refer like-minded peers. There is also typically a referral fee involved for the referring professional so be careful that they refer you to the best Agent not the one that pays the highest referral fee.</p>
<div class='resource'>
<div style='font-style:italic' class='about'>About the Author:</div>
<div class='links'>RealtyStock.com is a free unbiased real estate  website for <a target="_blank" rel="nofollow" href="http://www.realtystock.com" >Toronto listings</a> that is designed to help  buyers find <a target="_blank" rel="nofollow" href="http://www.realtystock.com" >Toronto homes</a> for sale.  We have simplified the Toronto real estate search process by listening  to the market and utilizing cutting edge technologies.</div>
</div>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Find a Real Estate Professional</title>
		<link>http://www.realtysamurai.com/2009/08/how-to-find-a-real-estate-professional/</link>
		<comments>http://www.realtysamurai.com/2009/08/how-to-find-a-real-estate-professional/#comments</comments>
		<pubDate>Wed, 05 Aug 2009 10:00:26 +0000</pubDate>
		<dc:creator>Brad Sage</dc:creator>
				<category><![CDATA[Buying Real Estate]]></category>
		<category><![CDATA[buying home]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[Homes]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[houses]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Real Estate Agent]]></category>
		<category><![CDATA[realty]]></category>
		<category><![CDATA[toronto real estate listing]]></category>
		<category><![CDATA[toronto real estate listings]]></category>

		<guid isPermaLink="false">http://www.realtysamurai.com/2009/08/how-to-find-a-real-estate-professional/</guid>
		<description><![CDATA[One of the most important things to do when purchasing a home is to find a great real estate agent to make the process flow smoothly and effectively. A question many people ponder is how to find a good real estate agent. The best agent may not necessarily work at one of the top ten agencies in the area. The agent who will work best for you would be an experienced agent who will listen to your needs, act in a professional and ethical manner and knows the market in your area.]]></description>
			<content:encoded><![CDATA[<div style='font-style:italic' class='byline'>by Brad Sage</div>
<p>One of the most important things to do when purchasing a home is to find a great real estate agent to make the process flow smoothly and effectively. A question many people ponder is how to find a good real estate agent. The best agent may not necessarily work at one of the top ten agencies in the area. The agent who will work best for you would be an experienced agent who will listen to your needs, act in a professional and ethical manner and knows the market in your area.</p>
<p>1.)Word-of-Mouth or Referral Most real estate professionals attract a sizable amount of business because of a satisfied client who recommends them to a friend, family member or neighbour. When you are thinking of purchasing a home, it is a good idea to ask those around you who they have used and ask them to elaborate on their specific experience with the real estate agent in question. Successful real estate agents strive to make customer satisfaction their number one priority and will do everything they can to facilitate a good experience for a customer. Try to find an agent that has a proven track record and reputation for delivering quality service, customer satisfaction, and have experience in the neighbourhoods that you are looking in. </p>
<p>2.) Do an Online Search For Real Estate Agents There are many online resources available when searching for a real estate agent referral, but this by no means ensures quality. The agents referred online may have paid a fee to the website owner to be listed in the directory. Performing a Google search of the top agents in your area and then reviewing their websites will give you a good list of agents to interview. Agents who have experience in the field will tell you, but a newer agent will more than likely have the extra time to spend working with you. Review any customer testimonials or feedback about an agent you may be interested in retaining.</p>
<p>3.) Visit Open Houses in the Area You should visit some area open houses where you can actually meet with a potential agent in a non-threatening manner. Here you can see how they work, collect business cards, formulate an opinion and talk with them on a personal basis. If you are thinking about selling a home, pay close attention to how the agent presents the home. Make sure the agent is polite, informative, approachable and professional. Does the agent promote the home by handing out professional looking feature sheets or other related materials? Is the agent trying to play up the features that make the home more enticing? Or is the agent in the corner, back turned and uninvolved in the whole scenario? </p>
<p>4.) Pay Attention to Real Estate Signs Carefully monitor the real estate signs in your neighbourhood. Observe how long from the day they go up until the home is actually sold. An agent who has a high sales turnover might be a better choice than an agent who has lots of for sale signs but few sold signs. An agent who gets results is what you want.</p>
<p>5.) Why Agents Use Printed Advertising There are two main reasons real estate agents use printed advertisement. First is to advertise and sell a specific piece of real estate. Secondly, advertising is used to promote the agent handling the transaction. By checking the local Sunday real estate ads in your neighbourhood and then checking the agents website, you can find the agents who may specialize in your particular neighbourhood. Contact the agent and inquire about their expertise and ask any other relative questions you may have.</p>
<p>6.) Seeking Recommendations from Other Real Estate Professionals Ask around and seek out other real estate agents for a referral. Most agents are happy to refer a buyer or seller to another associate, if the service you require is not a specialty they can provide. Some agents only specialize in resale property, while others work predominantly with the sale of new homes. Other agents work exclusively with commercial or investment properties. Mortgage brokers are a great resource for agent referrals; many brokers have first-hand knowledge and can point you in the direction of a top-quality real estate agent and remember professionals tend to refer like-minded peers. There is also typically a referral fee involved for the referring professional so be careful that they refer you to the best Agent not the one that pays the highest referral fee.</p>
<div class='resource'>
<div style='font-style:italic' class='about'>About the Author:</div>
<div class='links'>RealtyStock.com is a free unbiased real estate  website for <a target="_blank" rel="nofollow" href="http://www.realtystock.com" >Toronto listings</a> that is designed to help  buyers find <a target="_blank" rel="nofollow" href="http://www.realtystock.com" >Toronto homes</a> for sale.  We have simplified the Toronto real estate search process by listening  to the market and utilizing cutting edge technologies.</div>
</div>
]]></content:encoded>
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		</item>
		<item>
		<title>How Do I Find a Reputable Real Estate Agent?</title>
		<link>http://www.realtysamurai.com/2009/08/how-do-i-find-a-reputable-real-estate-agent/</link>
		<comments>http://www.realtysamurai.com/2009/08/how-do-i-find-a-reputable-real-estate-agent/#comments</comments>
		<pubDate>Tue, 04 Aug 2009 10:09:44 +0000</pubDate>
		<dc:creator>Brad Sage</dc:creator>
				<category><![CDATA[Buying Real Estate]]></category>
		<category><![CDATA[buying home]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[Homes]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[houses]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Real Estate Agent]]></category>
		<category><![CDATA[realty]]></category>
		<category><![CDATA[toronto real estate listing]]></category>
		<category><![CDATA[toronto real estate listings]]></category>

		<guid isPermaLink="false">http://www.realtysamurai.com/2009/08/how-do-i-find-a-reputable-real-estate-agent/</guid>
		<description><![CDATA[One of the most important things to do when purchasing a home is to find a great real estate agent to make the process flow smoothly and effectively. A question many people ponder is how to find a good real estate agent. The best agent may not necessarily work at one of the top ten agencies in the area. The agent who will work best for you would be an experienced agent who will listen to your needs, act in a professional and ethical manner and knows the market in your area.]]></description>
			<content:encoded><![CDATA[<div style='font-style:italic' class='byline'>by Brad Sage</div>
<p>One of the most important things to do when purchasing a home is to find a great real estate agent to make the process flow smoothly and effectively. A question many people ponder is how to find a good real estate agent. The best agent may not necessarily work at one of the top ten agencies in the area. The agent who will work best for you would be an experienced agent who will listen to your needs, act in a professional and ethical manner and knows the market in your area.</p>
<p>1.)Word-of-Mouth or Referral Most real estate professionals attract a sizable amount of business because of a satisfied client who recommends them to a friend, family member or neighbour. When you are thinking of purchasing a home, it is a good idea to ask those around you who they have used and ask them to elaborate on their specific experience with the real estate agent in question. Successful real estate agents strive to make customer satisfaction their number one priority and will do everything they can to facilitate a good experience for a customer. Try to find an agent that has a proven track record and reputation for delivering quality service, customer satisfaction, and have experience in the neighbourhoods that you are looking in. </p>
<p>2.) Do an Online Search For Real Estate Agents There are many online resources available when searching for a real estate agent referral, but this by no means ensures quality. The agents referred online may have paid a fee to the website owner to be listed in the directory. Performing a Google search of the top agents in your area and then reviewing their websites will give you a good list of agents to interview. Agents who have experience in the field will tell you, but a newer agent will more than likely have the extra time to spend working with you. Review any customer testimonials or feedback about an agent you may be interested in retaining.</p>
<p>3.) Visit Open Houses in the Area You should visit some area open houses where you can actually meet with a potential agent in a non-threatening manner. Here you can see how they work, collect business cards, formulate an opinion and talk with them on a personal basis. If you are thinking about selling a home, pay close attention to how the agent presents the home. Make sure the agent is polite, informative, approachable and professional. Does the agent promote the home by handing out professional looking feature sheets or other related materials? Is the agent trying to play up the features that make the home more enticing? Or is the agent in the corner, back turned and uninvolved in the whole scenario? </p>
<p>4.) Pay Attention to Real Estate Signs Carefully monitor the real estate signs in your neighbourhood. Observe how long from the day they go up until the home is actually sold. An agent who has a high sales turnover might be a better choice than an agent who has lots of for sale signs but few sold signs. An agent who gets results is what you want.</p>
<p>5.) Why Agents Use Printed Advertising There are two main reasons real estate agents use printed advertisement. First is to advertise and sell a specific piece of real estate. Secondly, advertising is used to promote the agent handling the transaction. By checking the local Sunday real estate ads in your neighbourhood and then checking the agents website, you can find the agents who may specialize in your particular neighbourhood. Contact the agent and inquire about their expertise and ask any other relative questions you may have.</p>
<p>6.) Seeking Recommendations from Other Real Estate Professionals Ask around and seek out other real estate agents for a referral. Most agents are happy to refer a buyer or seller to another associate, if the service you require is not a specialty they can provide. Some agents only specialize in resale property, while others work predominantly with the sale of new homes. Other agents work exclusively with commercial or investment properties. Mortgage brokers are a great resource for agent referrals; many brokers have first-hand knowledge and can point you in the direction of a top-quality real estate agent and remember professionals tend to refer like-minded peers. There is also typically a referral fee involved for the referring professional so be careful that they refer you to the best Agent not the one that pays the highest referral fee.</p>
<div class='resource'>
<div style='font-style:italic' class='about'>About the Author:</div>
<div class='links'>RealtyStock.com is a free unbiased real estate  website for <a target="_blank" rel="nofollow" href="http://www.realtystock.com" >Toronto listings</a> that is designed to help  buyers find <a target="_blank" rel="nofollow" href="http://www.realtystock.com" >Toronto homes</a> for sale.  We have simplified the Toronto real estate search process by listening  to the market and utilizing cutting edge technologies.</div>
</div>
]]></content:encoded>
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</rss>
